Bringing injured employees back to work before your state’s waiting period ends is one of the most important things you can do to control future premiums.
But figuring out when the waiting period ends can be complicated. SFM’s claims representatives often get asked questions like, “Do weekends count?” or “What about partial days?” The answer: it depends on the state.
- Bringing an employee back to work before the state’s waiting period ends will keep the claim “medical only,” which means claim costs will be reduced by 70 percent when determining your experience modification factor (e-mod).
- If an employee is injured on a Friday, you might only have until Monday to bring the employee back to work. Use the chart below to determine whether that’s the case in your state.
- Need ideas for light-duty, transitional work? Visit SFM’s transitional work page where you’ll find lists of ideas by industry.
Here’s a quick guide to the rules on waiting periods in SFM’s core states: